MasterCard payment options have been used all around the world and are now often used at online casinos in the US.
But this wasn’t always the case. MasterCard and payment processors, in general, have traditionally had a complicated relationship with online casinos. The Federal Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006 essentially made it illegal for financial institutions to support online gambling transactions.
This all changed in 2010 with the passing of Bill S490, which made various forms of online gambling legal in New Jersey. While UIGEA legislation is still in effect, a financial institution may process online gambling transactions in states and other locations where online gambling is permitted.
Today, MasterCard processes online casino payments via various cards, including credit cards, debit cards, prepaid cards, and even gift cards.
Yes, most legal and regulated online casinos accept MasterCard. And many online casinos accept different types of cards, including MasterCard credit and debit card, MasterCard prepaid card, and MasterCard gift card.
Yes, MasterCard ranks among the safest online payment methods out there. The company uses a combination of security features. These include encrypted transactions, identity checks, SMS alerts for transactions, and a zero liability policy, among other protections.
These sweepstakes casinos (also known as social casinos) give players a chance to play real casino games for cash prizes in the US (except Washington State) and Canada (except Quebec). Sites like Chumba Casino provide access to popular casino games like blackjack, roulette, video poker, slots, and more.
Players can purchase Gold Coin packages, which come with free Sweeps Coins. Players can then use these Sweeps Coins for a chance to win money prizes when they play the casino games, just like at any other casino! You can do this with your MasterCard card.
Learn more about sweepstakes casinos such as Chumba Casino, Luckyland Slots, and Funzpoints.
If you live in New Jersey, Pennsylvania, or West Virginia, you can use your MasterCard at the following casinos:
MasterCard offers different credit cards, including Standard MasterCard, World MasterCard, and World Elite MasterCard. For our purposes, the Standard MasterCard will do, although you can make online casino payments using any MasterCard credit cards.
All the credit cards come with zero liability protection. This means that your card issuer will refund you any money you lose through credit card fraud. The cards also feature ID Theft Protection, which monitors your card round-the-clock for suspicious activity.
Most MasterCard issuers don’t charge a processing fee for online casino transactions, but you might want to check with your issuing bank. Essentially, your bank will be advancing you a line of credit, and you pay it back at the end of the month, inclusive of any interest and other charges.
You can also use your MasterCard debit card at any online casino that accepts MasterCard payments. The debit card is linked to your bank account, so you can only spend the available balance in your checking or savings account.
MasterCard has a few different options, including Standard Debit Card, Enhanced Debit Card, and World Debit MasterCard. If you need a debit card just for online casino games, the Standard debit card will do. Most card issuers do not charge a processing fee for making online casino payments using your debit card. Additionally, depositing to your casino account is near-instant (1-2 minutes).
The prepaid card is very similar to the debit card, except that it is not linked to a bank account. For gamers that value privacy, casino transactions do not appear on your bank statement. You also don’t share any account information aside from the numbers printed on your prepaid card. MasterCard charges a nominal fee to process and print the card.
Otherwise, most card issuers do not charge a processing fee for casino payments. You can reload the card any time you like and keep your gambling expenses separate from your savings or day-to-day expenses.
Online casinos that accept MasterCard credit or debit cards also accept prepaid cards. This option is ideal for people who have a fixed bankroll and want to maintain control over their gaming habits. Simply load the Prepaid MasterCard with the amount of money you want to spend and use it to fund your casino account.
The Mastercard Gift Card is like the prepaid card, except that you cannot reload the gift card with money. Once you spend the available balance, you dispose of the card. You can think of it a little like a voucher.
The significant advantage of using the gift card is that you do not have to share your financial information with the casino. You only key in the details on the card when depositing money to your casino account. You also don’t have to spend the money on the card all at once, and most issuers will let you check your balance from their website.
Online casinos that accept MasterCard debit or credit cards also take MasterCard gift cards.
There are many great reasons to choose MasterCard as your preferred online casino payment method:
Although MasterCard is an ideal way to make online casino payments, there are some limitations to this payment method.
You will need an active casino account to deposit money using your MasterCard.
No, online casinos do not support MasterCard withdrawals. This has a lot to do with the institution’s terms of service.
Yes, online casinos that display the MasterCard logo accept MasterCard gift cards.
Most casinos accept deposits using a MasterCard gift card, but you can’t withdraw with this option. You cannot reload a gift card. For this, you will need a MasterCard prepaid card. You can make other everyday purchases with a MasterCard gift card (where accepted).
Yes, you can use a MasterCard prepaid card to deposit funds to Bet365 casino. But you cannot use your prepaid card to withdraw funds from the casino.
Yes, you can deposit using a MasterCard gift card, but please note that Bovada is not licensed or regulated in the US. We highly recommend avoiding gambling sites that have no regulations in place.
Yes, you can deposit with a prepaid MasterCard at Bovada, but Bovada is not licensed or regulated in the US. We highly recommend avoiding gambling sites that have no regulations in place.
At the time of this writing, a $50 MasterCard gift card costs $54.95. The total cost of the card includes a $4.95 purchase fee.