With so many people now accessing online casinos, it's really important for them to be able to use safe and secure payment methods. One such method commonly offered by US online casinos is PayPal. PayPal has seen an impressive rise in popularity due to its timely and secure payments, not to mention its ease of use.
What makes it so easy in comparison to other online casino banking options is the fact that it is an eWallet. This means that players do not have to link their bank account directly to the gambling site when making payments, but can simply log in with their PayPal account to authorize any transaction.
It's not just easy for players, but for the casinos too and as such, is found in a number of legal online gambling sites in the United States. If you want to know more, stick around and we will tell you all that you need to know about using PayPal at online casinos.
Yes, you can use PayPal for online gambling, however, the issue is whether there are casinos that actually offer PayPal as a payment option. There is now a growing number of online gambling sites in the US that do offer PayPal as a payment option for both deposits and withdrawals, making it the perfect all-round option. In fact, it's numerous safety features make PayPal the perfect option for use when online gaming.
Yes, using PayPal as an online payment method is completely safe due to the fact that your bank account is not directly linked to the casino. The online casino never has access to your bank details. Instead, all you need to do is set up a PayPal account and from then on, all you need to do is use your username or email plus your password when authorizing PayPal payments.
In addition to this, PayPal uses only the most secure systems to ensure that all transactions are completely safe. Part of this comes with a two-point verification system where PayPal will also send a verification code to the phone number attached to your PayPal account to ensure that it really is you that has made that transaction. This doesn't happen all the time, but generally will on the first new payment.
Additionally, PayPal keeps a complete record of all your transactions and informs you each time you make one so that you can budget your money and control what time you are spending at the casino too.
One of the final aspects that help to make PayPal so good is that it has a huge customer base. With more than 180 million customers around the world, you can be sure that if there is an issue, someone will notice. Any security issues will be brought to the forefront as soon as they arise.
PayPal constantly updates its systems too, so that customers really do get the best service possible. Let's not forget that their customer service is also on point so that if and when an issue does pop up, they usually have it sorted right away. It's the top provider in the world with good reason!
While PayPal has long been a popular option for online purchases, it has yet to break into the US gambling world to the same level. That's not to say that you can't find casinos that offer PayPal as a payment option in the United States, it's just sometimes less than you would expect. Despite PayPal being popular in the US, legal online casinos in New Jersey and Pennsylvania do not all accept this payment provider.
This is possibly not because the casino doesn't want to, but because PayPal has some seriously strict requirements in place when it comes to what vendors they allow to offer their services. The online casinos that do offer PayPal though, give you the full set of features allowing deposits and withdrawals through this payment option.
Here are the top online casinos with PayPal where online gambling for real money is legal:
PayPal is an eWallet that holds money separately to your bank account. The money in your PayPal is linked to your bank account in that you can send and receive money through this channel to and from your bank. However, when you go to pay for a service or product online, all transactions start and end with PayPal only. The vendor or casino does not have any access to your personal bank details, instead only interacting with PayPal, thus increasing security.
There are generally no fees attached when it comes to using PayPal, which is one of the major plus points. You don’t have to pay a fee to set it up and there are no gateway or monthly fees once the account is created. Continuing with this trend, most US gambling sites won't add fees either so when you make a payment with PayPal everything is smooth sailing.
The only time you may come across fees is if you use a different currency to pay or receive money and then PayPal will place a small percentage fee. You'll also have to live with the exchange rate PayPal gives you which is not always the best one.
For the most part, PayPal is fee-free and has very minimal limitations. There tend to be low minimums in place (often as low as $10), and the maximums tend to be in the thousands, adding to its popularity.
When it comes to signing up for a PayPal account, it really couldn't be easier. All you need to do is follow the steps outlined below:
It's a very simple process to make a deposit at an online casino that accepts PayPal. We've listed the steps below:
When it comes to depositing using PayPal, it's always important to remember that there is often a verification process from PayPal's end. In some cases, this will even be a code sent to the phone number you registered to your PayPal account. This simply affords you yet another layer of security. There's also a set of limitations in place when you make a deposit too. This is often as low as $10 for the minimum.
When it comes to the maximum deposit amount, casinos can vary wildly. Generally, you won't see it lower than $1500, and in some cases, there can be no maximum limit! Don't forget to check whether any limits you see are per day, week or even month, as different casinos will give their limitations in different formats.
Withdrawing your winnings using PayPal is also incredibly easy, see the steps below:
Similar to the deposit option, there are minimum and maximum withdrawal limits and these will be specified by each individual online casino. Generally, these minimums are also in the $10 to $20 range.
Unlike deposits though, there does tend to be a set maximum withdrawal limit. This tends to be from as little as $5,000 through to $30,000 in a month. Again, make sure to check whether limits are given on a weekly or monthly basis as this could affect the way you use the service.
It's also important to note that some gambling sites may not give you a choice on your withdrawal method, automatically locking you in to using PayPal if that's the method you used to make the initial deposit.
All online casinos have a longer withdrawal time than for the deposit. This is because the casino has to process your winnings before they can be released to you.
Depending on the casino, this processing time can be as little as an hour or as much as three to seven working or business days. Once the processing period is up though, PayPal is one of the fastest withdrawal options out there and can pop up in your PayPal account almost instantly.
As a general rule, there are no fees associated with PayPal. That's one of the joys of using this eWallet platform. That doesn't mean gambling sites can't put a fee in place for the use of PayPal, though they tend not to do so. It is worth noting, however, that if you are using a different currency at the casino to the one your PayPal account is set to, then you will find PayPal does have a small fee in place for those transactions. You will also have to use PayPal's own exchange rate which is often lower than that offered elsewhere.
For those in the US and Canada, you can joins a sweeps cash casino and legally play casinos games for a chance to win real money.
Players who are looking to join these free online casinos such as Chumba Casino and LuckyLand Slots, things are not so great when it comes to using PayPal. Both these casinos did previously offer PayPal as an option, but now do not.
You might be wondering, "why it's even necessary to have a payment option at a free casino?" That's because as a player, you can purchase Gold Coin packages, which have free Sweeps Cash attached. Gold Coins allow for free play, but Sweeps Cash actually allows you to play casino games for real money.
Gold Coins and Sweeps Cash can be awarded as a welcome bonus simply for signing up:
If you are planning on playing at one of these casinos for entirely recreational purposes, then you do not need a payment option as the Gold Coins allow casino play just for fun. However, if you do run out of Gold Coins and want to continue playing, you will need to purchase more through one of the aforementioned packages and that will require a payment method to be put in place. These packages do come with the bonus of Sweeps Cash. And as noted, this Sweeps Cash does give you the chance to win real cash prizes.
Sweeps Cash can be used to place bets on casino games and any winnings accrued from using this cash will be withdrawable as real money (if you choose to exchange the Sweeps Cash for the real money prizes), which is why there is an additional need for a payment option.
Despite there not being an option for PayPal, these free sweeps casinos do have a number of other payment options that include Visa, MasterCard, ACH, Skrill, and PaySafe. These payment methods work in a similar way as if you were playing at a regular real money casino, with the winnings you have gained transferred directly to your bank account.
If you would are okay with not using PayPal, but instead, other payment methods, we recommend these sweeps cash casinos below:
PayPal is a popular choice for many reasons. Here are some of the advantages of using PayPal as an online payment method at US casinos:
As with everything, there are some disadvantages to using PayPal, albeit not that many, and these are outlined right here:
The speed of the transfer depends on the casino being used as well as which transfer you are doing. Deposits generally happen instantly so that the money is in your casino account ready to play within minutes. Withdrawals will take a little longer and can take anywhere from an hour to a few days depending on the casino. This is because online casinos have a processing period, which will vary between sites. Once the processing time is up though, PayPal withdrawals are usually instant.
PayPal is great in that there are generally no fees attached to using this payment platform. There is no startup fee, no monthly fees and no transaction fees in place as long as you are using the same currency that your PayPal account is set up in. Occasionally, an online casino may put a fee in place for those using PayPal so it's important to check from the casino's end as well.
Additionally, if your PayPal account is in one currency, but you are using another currency at an online gambling site, PayPal will charge a conversion fee. It's also worth noting that some casinos will not award welcome bonuses to players who use PayPal for their initial deposit. While this is not a fee, this is still a penalty ascribed to PayPal users and therefore worth noting.
PayPal is one of the payment options that generally have very low deposit limits, which makes it a great option for budget players. It is important to remember though that deposit limits are actually set by each online casino and not by PayPal so you will need to check their terms before you get started. Generally, though, it's been found that PayPal minimum deposits range between $10 to $20, which is pretty great. At the maximum end, you're looking at being able to deposit in the thousands of dollars, often in the range of $5000.;
As with all payment options, there are withdrawal limits in place. As with deposits, any withdrawal limits are set by the US online casino themselves so it's important to head over to the banking section of the site to check all this out. Generally, there's still a low minimum withdrawal, the most common value sitting at around $20. As with deposits, the maximum is a high one, usually within the thousands. Plus players are usually able to make multiple withdrawals as long as the final value doesn't exceed any monthly limits set by the online casino.