Prepaid cards have become an increasingly popular way to deposit at legal online casinos in the US. Though limitations have lessened when it comes to credit cards and debit cards, there are other reasons to use a prepaid card.
These are various ways to use a prepaid card, including US online casinos giving players a custom prepaid card, which can only be used at that gambling site. You can also use Play+, which we will explain more about below.
These online casino banking options provide financial and personal data anonymity, but also provide plenty of benefits and rewards, as well as encouraging online gamblers to stay within their spending limits.
Prepaid cards are similar to the debit and credit cards that people are accustomed to using; the only difference is that they aren't connected to a bank account. They also look and work much the same as regular bank cards, in that they can be used online and in-store. Prepaid cards can potentially limit a player's spending. They're also safer than carrying cash, are quick and easy to register for and simple to reload.
Can't find a prepaid card? You can always deposit using a credit card or debit card for an online casino!
Yes, you can use your prepaid card for online gambling in the US. You can add funds to online gambling accounts in all states that have legal forms of online gambling.
This includes the use of prepaid credit and debit cards, virtual prepaid cards and vouchers.
Yes, using a prepaid card for online gambling is safe. Prepaid cards are ideal for online gambling as they provide a highly secure alternative to regular credit and debit cards.
Online casinos in New Jersey, Pennsylvania and other states that have legal forms of online gambling accept prepaid cards.
This includes free online casinos that gives players a chance to win real money by playing online casino games. Free online casinos, such as Chumba Casino, are legal throughout the US, with the exception of Washington State, and across Canada, with the exception of Quebec.
Here are the best online gambling sites in legal states that accept prepaid cards or Play+:
Please note: There are options for those not in these states that are looking to play casino games online for real money. We will address these online casinos below.
There are several types of prepaid cards available for use in legal US online casinos. Visa and MasterCard both have a wide range of cards that offer various benefits to users, such as mobile apps to manage their accounts, as well as rewards and discounts on groceries and fuel. American Express also has a service available for consumers to top up their online gambling accounts.
There are numerous Visa cards available for use at online casinos and their benefits and features vary. Most do not charge for withdrawals, some don't charge overdraft fees, and others are available without requiring credit checks. Various Visa prepaid cards also offer multiple reload methods, such as cash reloads, direct deposits or via an automated clearing house. Some cards also enable online and mobile banking access, while others provide users with helpful tools like bill pay and budgeting services.
MasterCard also has a choice of multiple cards that can be used for online casinos in the US where online gambling is legal. Most can be used to deposit and withdraw funds, with some able to be linked to bank accounts as well as online payment services like PayPal and Venmo. MasterCard is also the only payment brand that provides US cardholders with free services for detecting and resolving identity theft through its ID Theft Protection feature. Cards are available without requiring a credit check or a bank account.
American Express has discontinued the prepaid card services similar to those of Visa and MasterCard, with a new American Express Serve option in their place. Instead of registering for a prepaid card, users can sign up for a reloadable prepaid account via American Express. The service provides access to prepaid debit cards that enable online payments, withdrawals and money transfers. There are three levels of prepaid cards available: American Express Serve, American Express Serve Free Reloads and American Express Serve Cash Back.
All these prepaid options offer users free early direct deposit, online bill payments and ATM withdrawals, with free cash reloads nationwide and unlimited 1% cashback on in-store and online purchases on top of the basic option. Online transactions are free across all three options, but the usage of the card in retail locations costs $3.95, while all the American Express prepaid card options also carry a monthly fee of either $6.95 or $7.95. The cards can also be used to pay for bills, buy groceries and shop online, send and receive money to and from friends and family also with Serve Accounts, and free cash withdrawals at more than 30,000 MoneyPass ATMs.
Free online casinos for real money provide players a chance to play casino games for cash in the US (except Washington State) and Canada (except Quebec). These free casino sites, also known as social, sweepstakes, or sweeps cash casinos, provide access to popular games like blackjack, roulette, slots, and more.
Some free online casino sites, such as Chumba Casino and LuckyLand Slots, allow players to make purchases using prepaid cards. Players can purchase Gold Coin packages, which come with free Sweeps Cash. Players can use this Sweeps Cash to play for a chance to win real money and then redeem the Sweeps Cash for real money.
Learn more about sweepstakes casinos such as Chumba Casino and Luckyland Slots. Most of these online casinos now accept prepaid cards.
And due to these no deposit bonuses, you can win real money online free at these legal US online casinos:
Adding money to an online gambling account via a prepaid card is quick and simple. Here's a quick guide to topping up your prepaid card:
Using a prepaid card at an online gambling site is a fairly simple process, that works in the same way as a consumer would be accustomed to with a regular credit or debit card. Here are a few easy steps for how to get your online gambling account topped up using a prepaid card:
Yes, most prepaid cards can be used to withdraw any winnings made at online gambling sites. American Express, MasterCard and Visa all have prepaid card options that enable consumers to withdraw funds from their online casino wallet, but fees will vary across each provider. Likewise, the maximum withdrawal amount will depend on the limit of the prepaid card that the consumer uses. The prepaid card will reject any attempt to withdraw funds that would exceed its maximum balance.
Online casinos also have a payment method called PlayPlus, which is commonly known as Play+. Play+ is essentially a convenient, cost-effective, secure prepaid card that can be funded online to make instant deposits at legal online gambling sites in the US. A consumer's money is held in an account secured by the Federal Insurance Deposit Corporation ready for them to access their favorite online casino games.
Signing up for Play+ is easy and free either online or in-person at a casino for registered players or existing casino loyalty cardholders. To sign-up online:
During enrollment, the user will be asked to verify their address and confirm their identity then agree to the terms and conditions. They can then instantly link their Play+ account to their existing casino account and add funds even before their card arrives in the mail. Each Play+ program is customized to the individual online casino operator so fees will vary.
Funds can be transferred into a Play+ account at any time online or via a mobile phone using a credit card, debit card or checking account, but funding methods will vary per casino. Likewise, limits vary per casino, but the standard maximum amount that can be loaded onto a Play+ account is $2,000 per day, $4,500 per week and $10,000 per month. Higher limits are available to qualified customers via VIP Play+ on certain casino operators.
Here's how to go about funding your Play+ card:
Online casinos can also send a consumer a physical Play+ card to use, which is tailored specifically for that individual casino. This provides a quick and easy way to deposit and withdraw funds while playing at that casino, while also being a great way to manage finances. Play+ has a high approval rate, doesn't require a credit check and has no credit limit. Instead, the spending limit is based on the amount of money that the consumer has on their card and their maximum balance. The Play+ card can also be used anywhere that Discover is accepted and for withdrawing cash in ATMs that accept PULSE and NYCE cards.
Online casino players have a wide choice of prepaid cards to use to fund their accounts. Visa offers 37 prepaid cards, MasterCard has 16 available, while American Express also provides a few prepaid services.
One of the best prepaid card options is Kroger Rewards. It provides a MasterCard and Visa card that is reloadable from several sources, from bank transfers and direct deposit to PayPal. The card is free of overdraft fees and credit checks, includes 24/7 account management via a mobile app and rewards when users buy groceries and fuel.
Another good option is NetSpend's MasterCard prepaid card, which provides fast transfers and cash back on qualified purchases. In addition to no late fees or interest charges, NetSpend also provides a mobile app, text message and email alerts for on the go account management.
One alternative to the major payment players is Paysafecard, which claims to be the world's most effective online prepaid method and guarantees 100% protection of online transactions. It is specifically honed towards online gaming and gambling and doesn't carry any administration fees.
Prepaid cards provide this same level of convenience that consumers have become accustomed to when using credit and debit cards and avoid the need for wire transfers or other payment options like Moneygram or Western Union.
There are numerous advantages to using a prepaid card for online gambling, including:
However, there are reasons to be wary of using prepaid cards, with potential disadvantages including:
Prepaid cards are easy to get hold of via a chosen card provider. The best way to assess your prepaid card options is to visit the websites of American Express, MasterCard, Visa to compare the various offerings. For an option outside of the big payment providers, check out the Paysafecard website to find out more about its secure prepaid card offering.
Prepaid card providers don't divulge how quickly transfers are processed onto prepaid cards. However, most advise that transferring money onto the card is quicker than processing a paper check.
Some prepaid card providers will charge users fees. These can include a fee for activating the card, as well as fees when the consumer makes a purchase, pays a bill, withdraws cash at an ATM, or has a transaction declined. These fees vary per provider and per card, so check the details before signing up for a prepaid card.
Prepaid cards carry deposit limits just like regular credit and debit cards, with providers placing varying caps on the amount of money that users place on the card. This includes daily cap limits, which can range from $500 up to as much as $10,000, as well as total balance, which can go as high as $100,000 through American Express’ Serve accounts.
The amount of money that can be withdrawn from prepaid cards is limited depending on the provider. Most prepaid cards enable in-store or over-the-counter cash withdrawals at a bank as well as at ATMs. Daily limits can range from $300 to $2,500.