Online casinos for real money have come a long way and with them online games.
The list of states that are licensing online casinos and sweepstakes casino games is growing rapidly. The selection of free slots, table games, and live dealer casinos have exploded across the United States and the games that win real money take the front stage.
Our real money online casinos guide takes you through everything you need to know. You will learn how these casinos work, what games are available and how to get your money deposited and your winnings back out.
Online gambling in the United States may be new to a lot of people, but the concept of it has been around since the 90s. The first online gambling sites came from Antigua and Barbuda since the Free Trade and Processing Act allowed them to easily open for business and operate throughout the world.
However, in 1996 the Unlawful Internet Gaming Enforcement Act made it illegal in the US to deposit and withdraw money to and from online gambling sites. While this didn't make online gambling illegal, it made processing payments for them illegal. In this gray area, online gambling sites like PokerStars and Full Tilt Poker still existed until 2011, when the US government cracked down on what was known as Black Friday in the industry and shut all online gambling sites to anyone who lived in the US.
Even with this crackdown, the relaxing of the Wire Act of 1961 soon allowed online gambling to take off in the US. We had Nevada offer it in 2013 and Delaware and New Jersey soon followed. As time passes, we have more and more states setting up legal online casinos and online sportsbooks thanks to the repeal of the Professional and Amateur Sports Protection Act of 1992 by the Supreme Court in 2018.
What is considered a legit online casino in the US? Online casinos that legally operate in the US need to be approved and regulated by the federal and state governments. Some of the states you'll find legit online casinos that are licensed and regulated include New Jersey, Pennsylvania, and soon, West Virginia and Michigan.
Even if you're not in these states, most of the US is allowed to play at social casino sites like Chumba Casino or LuckyLand Slots that give you the option to redeem for cash prizes.
These differ from offshore casinos, who aren't subject to the same rules and regulations as legal US online casinos. That often is the reason why offshore casinos are offshore, to skirt the rules and regulations set forth by the federal and state governments in the US, which is why they are often not to be trusted.
BonusSeeker makes sure that any online casino in the US we recommend is licensed and regulated by a proper agency, such as the New Jersey Division Of Gaming Enforcement or the Pennsylvania Gaming Control Board.
Those recommendations extend to social online casinos that you can play for fun and play to redeem cash prizes like Chumba Casino or LuckyLand Slots, which are approved to operate in the US and give you many options to adhere to responsible social gaming.
One of the easiest ways to play at an online casino for real money is on your desktop. These real money gambling sites make things as convenient as possible for the player. Most game studios optimize their offerings for desktop environments, as they give the closest show to playing in a land-based casino compared to any other method. Some will even have their own desktop client, like online poker, which plays separately from the web browser you'd normally use. Both of these methods give you the fastest and highest-quality online casino experience you can get.
Although gambling sites have excellent desktop versions, real money gambling apps are gaining in popularity because they give you the freedom to play online casino games anywhere in the state they're offered in from your mobile device. While a lot of people envision this as playing anywhere in the state when you're on the go, it could be something as simple as playing on your couch or in the comfort of your bed without being tethered to a desktop or laptop. Many online casino apps are available for both Android and iOS mobile devices.
Android casino apps are the most popular way to play on your mobile device, even though the Google Play Store prohibits online gambling apps to be downloaded and installed from the store. However, you can easily download and install the apps yourself on your mobile device and play the same way you would normally use any app. Follow these steps to use online casino apps on your Android device
Installing the iPhone online casino app is easier than installing for Android because online gambling apps are not prohibited from the App Store. Follow this simple process for iOS mobile devices:
Joining an online casino is an easy but important process to ensure the protection of your funds as well as protecting the casino from any fraud or money laundering. This is all in tune with the rules and regulations set forth by federal and state governments.
Technology has really allowed online casinos to flourish and expand its online game offerings. Even the pickiest players can find something to their liking to keep them entertained while playing with real cash. You can find new games to play that use new technology to entertain you, a theme to give you a new form of enjoyment, or an old favorite you may have played at a land-based casino. Whatever your pleasure, online casino games look to satisfy your desire.
Some examples of popular real money casino games include:
You'll find online real money slots to be more popular at online casinos than any other offering. That's why you'll see hundreds of online casino slots compared to dozens of other games. And along with this popularity, a lot of innovation has progressed beyond the old "cherries over three reels" type of land-based slot. New online casino slots are visually impressive, but they also have a depth of gameplay that will keep you entertained for hours. Some slots have progressive jackpots, which pools prize money across one or more games and can reach six and even seven-figures.
Video poker such as Jacks or Better or Deuces Wild has successfully made the move from in-person casino play to online casino play thanks to a smooth transition to playing them for real money online. You still get the same gameplay, usually including sound effects and graphics you'll recognize from a standard casino, only now you can easily play it on your desktop or mobile device.
Most would consider Blackjack the most popular card game at online casinos. It's an easy game to learn and gives players more control over the game compared to games of chance. You can play many different versions of Blackjack as online casino games as well as Live Dealer games.
Roulette is another popular choice that is now available at online casinos. Roulette tables at online casinos can be offered in the American version, as well as the European and French Roulette varieties. Remember that American Roulette has a 5.24% house edge, while European Roulette is 2.7% in favor of the house. Keep that in mind when selecting a roulette version to play.
While playing craps online may not be as popular as some of the others we've named, you can find Craps at many online casinos and even Live Dealer varieties. Every roll of the dice, whether you're playing the online casino game or Live Dealer, can win big.
Baccarat is a game of chance where dealt cards are compared between the player and the banker to determine a winner. You can find Baccarat both as table game options at online casinos and as a Live Dealer offering.
Three Card Poker is one of the simplest and fastest variations of poker out there. Three cards are dealt to the player and the dealer (face down for the dealer) and you have to either play based on the three cards in your hand or fold. While you will find this mainly as an online table game to play, it is also possible to find a Live Dealer version of Three Card Poker as well.
One of the most fun and exciting ways to enjoy the online casino experience is by playing Live Dealer games. This is one of the easiest ways to replicate the land-based table game experience in the comfort of your own home, as you interact with a live dealer who deals with physical cards that you can watch on your screen while playing the game.
Live Dealer online casino games include:
Stakes depend on the type of game you choose to play at an online casino. If you're looking for the cheapest way to wager and play, you can look for table games like Blackjack and Video Poker. Penny slots, while not as cheap as a penny for online slots, can be as low as 20 cents to play.
On the flip side, the maximum you can wager at online casinos can vary as well. If you're playing slots, you'll usually see a max bet between $25 and $100, Live Dealer games as high as $1,000, and high stakes Roulette as high as $4,000. For the most part, max levels are usually between $200 and $500 across the board.
The opportunity to win big at online casinos in the US has gone up over the past couple of years thanks to the popularity of progressive jackpot slots. Many of them, including Divine Fortune, have been paying out six-figure jackpots often. At some online casinos, you can even try your hand at online slots that have a jackpot at $3 million!
If you check the information section of online casinos, you'll see the maximum payout for online slots, whether they have a progressive jackpot or not, can still be found in the six-figure range plentifully. Depending on the version of table or card game, you can find Blackjack and Poker in the six-figure range for payouts as well, although it mostly depends on the type of game and the maximum bet amount.
The more popular online casinos have become the past few years, the better signup offers we've been seeing. BonusSeeker makes an effort to spotlight the best no deposit bonuses and first deposit bonuses out there, as well as give you detailed information for each site to make sure that after the bonuses are gone, the site is still worth your time and money.
No deposit bonuses are a great way to get to know the site before you deposit your own money, and you can still use online casino no deposit bonus codes to play for real cash, but it's important to read the terms and conditions when you sign up.
Some important information to look out for includes the following:
Each online casino has its own wagering requirements for bonus money. That includes no deposit bonuses, first deposit bonuses, and any and all reload and promotional bonuses you can get as a member.
Most of the time, online gambling sites will require you to wager the bonus anywhere from 10-20 times before you’re allowed to withdraw it as cash. Some casinos like SugarHouse and BetRivers only have you wager the bonus once before it converts to withdrawable cash. It's important to factor this into any bonus you claim, as you need to give yourself a chance at converting the bonus to cash to make the bonus effective.
The game contribution percentage refers to the percentage a game will contribute to the bonus wagering requirement. While they may tell you that you have to wager your bonus 20 times, all games may not contribute 100 percent to that cause.
This is why it is imperative to read the bonus terms and conditions for each site. While most online slots contribute 100%, table games like Blackjack and Roulette may contribute less than 100% and therefore require more wagering to clear the bonus.
Processing times on withdrawals at US online casinos have gone down considerably in the past couple of years, and are considerably less than most offshore online casinos. This is entirely dependent on the method you use to withdraw your money. Online bank transfers, payment processors like PayPal, and withdrawals to prepaid cards can be immediate or up to 24 hours depending on processing factors.
If you choose to withdraw using a method you haven’t used to deposit before, or by check by mail, the processing time can be longer. Checks are usually the longest, as customers have to wait 2-3 weeks for their payouts.
Online casinos in the US generally do not charge fees to withdraw your money. However, depending on the withdrawal method, you may incur fees from a bank or payment processor. This is rare though and most who use methods like an online bank transfer or prepaid card do not incur fees.
You may come across withdrawal limits at online casinos that will cap the amount that you can request at once, depending on the method of withdrawal you use. For example, an ACH Bank Transfer could be capped at $5,000 for each time you make a withdrawal. However, the number of times you can request a withdrawal may not be capped. Check the site's terms and conditions to see its possible caps for each withdrawal method.
Please read the terms and conditions of each online casino bonus code before you take advantage of these great welcome offers.
Online casinos in the United States usually offer you many methods for depositing to and withdrawing from your account. While some like working directly between the online casino and your bank, others prefer using a credit card or a third-party payment processor. Thankfully all of these methods and more are utilized, which we'll explain below.
Credit cards are one of the most popular ways to pay in the US, and online casinos are no different. Most sites allow you to deposit via Visa and MasterCard, with some even allowing American Express and Discover. However, you usually cannot withdraw directly from an online casino to a credit card. Deposits via credit cards are usually processed instantly.
PayPal has consistently been one of the most popular payment processors in the United States and depositing and withdrawing via PayPal is considered one of the easiest ways to do business with an online casino. They usually only allow you to withdraw via PayPal if you've made a deposit through that method previously. Deposits are credited instantly and if you've made a deposit before via PayPal, you will usually receive your withdrawal within 24 hours.
Using a debit card at a US online casino works similarly to using a credit card, besides where the funds come from. Online casinos don't charge a fee to use a debit card on its site but check with your issuing bank to ensure you don't get charged a fee for using it at an online casino. Debit card deposits are usually credited instantly to your account, but much like credit cards, you usually cannot make a withdrawal to a debit card.
Skrill is another third-party payment processor option for you to deposit and withdraw at online casinos. You can fund your Skrill account with a debit card, credit card, an online bank transfer, or a check, similar to how PayPal operates. Deposits are usually processed immediately and if you've made a deposit using Skrill in the previous six months, a withdrawal can be processed within 24 hours.
ACH or eChecks give you another opportunity to use your bank account directly to fund your account and withdraw your winnings. Online casinos don't charge fees to use this method but check with your bank to ensure they don't charge fees. Both deposits and withdrawals via ACH or eCheck can take within 24 hours.
Online Bank Transfers are widely considered to be one of the easiest ways to both deposit and withdraw funds through online casinos. As technology has progressed and more online casinos have opened up in the US, the sites have partnered with banks to connect directly with them for fund transfers. This allows you to make immediate deposits to your account and receive withdrawals usually within 24 hours.
The ease of controlling funds makes prepaid cards a viable option for both deposits and withdrawals, as they operate independently of a credit or debit card but offer the same benefits. You can set the limits you want on it and then use it like a Visa or MasterCard. Deposits and withdrawals usually take around 24 hours to process.
While you cannot make deposits to your account via a paper check, a check by mail still remains an option for withdrawing funds. This is the slowest deposit method you can choose though, so expect to wait up to three weeks to receive your check, and then however long it takes for the money to show up in your account.
It's tough to pin down exactly what the future of US online gambling is currently. While it's been up to the states for years now to allow online casinos within its jurisdiction, some states have been slow to legalize it. Recently, the go-ahead has been given for online casinos in Michigan to open up, but the process has been a slow one. Online sports betting has been easier to expand, with many more states allowing it compared to online casinos. We hope that as it becomes more mainstream and accepted, that we'll see more states adopting online gambling without massive restrictions.
Yes, all US online casinos that are licensed and regulated by a state control board (such as the New Jersey Division Of Gaming Enforcement) are considered legit online casinos. Thanks to the rules and regulations set forth in each state that adopts legal online casinos, your money is safe and the games are overseen to ensure fair play. That's why it's important to know that the online casino you join is licensed and regulated by a governing body.
No, legitimate online casinos like the ones BonusSeeker showcases and reviews on our site do not cheat or mislead its players, as they would be subject to heavy penalties like fines and revoking of their gaming license if they did. Rest assured that your data and money are safe and protected by that state's governing body.
Yes, you can play online casino games on your Android or Apple mobile device! Playing on online casino apps is one of the best ways to enjoy online gambling, so as new online casinos open and expand, we're seeing mobile online casino apps being released alongside them.
Yes, PayPal is one of the most popular funding methods at online casinos in the United States. It gives players a chance to deposit and withdraw easily using a well-known payment processor.
Yes, in states where online gambling is legal. That also includes social casinos like Chumba Casino and Funzpoints. All of these online casinos are licensed and regulated by a governing body in the US, allowing you the safety and security of fair play compared to lots of offshore casinos.
Yes, it is safe to gamble online in the US as long as you are using a site that is licensed and regulated by a governing body. State-approved online gambling sites are thoroughly vetted by a control board while more broad sweepstakes casinos are regulated at a federal level.
Yes, you can make money at online gambling sites! You can use one of the many bonuses you can get through BonusSeeker to get started winning cash. You can also stick with games you enjoy or know how to play if it’s not strictly a game of chance, monitoring the RTP (return-to-player) percentage to ensure fairness in being able to win.